That's the way it is
karen gillen by satinpetticoats
lavenderflames
Today's Idiot Customer Award goes to an obnoxious woman who told me I was a Communist because I told her I would not credit back her cash advance fee because she had six credits in the past four months.

Most people just threaten to close their account and implode when I go "Okay. Have a great day!" because apparently that is the sign I am supposed to grovel.

Kudos to the customer who said "Sorry. That was kinda rude, wasn't it?" after I snorted and barely contained giggles when he said he pays my salary. Nice older guy who wanted his $50,000 check all available immediately. Um, Hello Federal Regulations, Bank Policy, and Common Sense.


I am really trying to make the best of this job. I *do* enjoy it sometimes. I love helping people. I love learning the ins and outs of the financial world. I love my coworkers and the parties we have. I love the pay, bonuses, time off policy, and benefits.

But the sales goals and abusive customers can wear on a person. Sometimes the nice time off policy does not work in your favor. My boss is a jackass. Half the time when you voice a complaint you are met with "Well that's the way it is" or "That's part of the job". There is no room for bad days or personal time or anything but constantly being your best and having good sales.

I'm currently working on my resume, trying to get together a budget and stick to it, and biding my time. Many things are changing next year. Bonuses will be less frequent, paid time off is restricted to one day a month, sales goals are going up. I figure if I can quietly ride out the rest of this year, set some money aside and try to settle down I may be able to get something new next year. Another department, another workplace, an entirely different field if I find something I enjoy. Something needs to change and I intend to do my best to ride these changes and make them work for me. Everyone is always saying they are floored by my hard work, dedication, and willing to go above and beyond to get something done if I am passionate about it. I think that since the company/department is beginning to only see me for my sales goals, it's time to move on.

(no subject)
karen gillen by satinpetticoats
lavenderflames
Today on the bus some guy goes "There are a lot of vegans on the West Coast, which is odd because we have such great hunting!"

Oy vey.


It's Buffy musical week in my head! Also spending way too much time on ONTD Buffy. Like I could make a second job out of LJ commenting. Wow would that job rock.

Money sinks and too much stuff syndrome
karen gillen by satinpetticoats
lavenderflames
I am very back and forth as of late on purchasing thing. With the bankruptcy filed and my sales improving I am all about consumerism. I want, I want, I want.

I want a tv. I have a tv, but it's got this really annoying humming noise it makes so I can't stand to actually have it on. Therefore I don't use it.  Instead I use the Macbook for everything which is probably better for tv and dvd quality anyway. I want a tv so I can buy a gaming system. The reason I hold back is because of the huge money sink this would be. A tv means I am tempted to get a $40 a month cable package. If not that, I invest in a $250 gaming system like a PS3. Then I need controllers. Then I need games. Those games have nifty downloadable content and accessories. Then those games have sequels and updates. Then a whole NEW gaming system comes out. The money spent is endless and far too expensive. The time and space required to get and store all of that stuff is too much.

I'm itching for kitchen appliances. I want a bread machine and a panini grill and more pots and pans and little ramekins and prep bowls and a mixer and cookie sheets and storage solutions and a spice rack and....well I could go on forever. My Kitchen part of my Amazon wish list is about 13 pages. It's hard to justify these things beyond the happiness they would bring me. I don't really eat out much, so it's not a huge cost saver. Many would cost me more time because they involve lengthier cooking times. The ingredients I would buy to experiment with these fancy devices would drive my grocery bill up tremendously.

But where do you factor happiness? These things would make me happier. Brighten my day and get me through my hellish job. If I can afford these things I should just go for it. But I feel like my life is being overwhelmed with stuff. I don't want to have to move to a 2 bedroom to fit all the crap I buy to keep me happy.

This partially spurned by an argument I had with an internet friend. Constantly she complains she is dirt broke. Like, cannot pay the rent or feed the cat dirt broke. She is getting evicted for not paying rent this month. Yet every day for months she writes about "treating" herself to Subway, McDonalds, books, movies, iTunes downloads, new clothes, comic books, an mp3 player and more. She says she does it keep herself happy and will go crazy without these little treats. A few months ago, I could semi understand. She has known about the eviction since not paying June's rent and has continued this. How about cutting back? How about spending the $5 for Subway on securing a place to live? She will be homeless in two weeks and still today she was posting about going to see a new movie. My head exploded from WTF. I understand one needs to treat themselves once in awhile if you have a shitty job, this is why I have Iced Mocha Friday's. Every Friday if I have not been late or absent from work I get a grande Iced Mocha as a "reward" for staying the course and going to work. If I am strapped for cash, I skip it. She seems to have something like this every day and doesn't skip it at all. I think my fear of buying myself all these things is that once I start treating myself left and right with video games and fancy appliances I will end up like her.

(no subject)
karen gillen by satinpetticoats
lavenderflames
Time for an economic rant.

1. Mortgage rates are at an all time low. 4.58% That was the employee discount rate I was offered two years ago to get one. Now the employee rate is 2.98%. Yet houses sit unsold for years. Why? Because the banks aren't lending. Why? Because the government keeps "doing good for the people" by rehauling the entire banking system. That costs money. Time. The banks lose profits so they tighten their wallet and lend less so no one gets mortgages for these homes.

2. Congress/Senate are moronic this year. They didn't extend the unemployment benefits or any of the tax credits. So that means less money to the people so they spend less money in retail stores.

3. Unemployment is staying the same, yet payroll is changing and so is the number of people leaving the workforce. 600,000 people just gave up looking for work in the past year. This also doesn't count the homeless people who cannot be on these benefits because they have no checking/housing/prospects for job. This means that unemployment is actually going UP but there are less people qualifying so it just looks the same. Payrolls cuts means people are having their hours and wages slashed without being fired. Neither is good for anybody.

4. Gas prices are increasing again. Thank you, BP.

5. People's fields are shrinking. In my low paying call center job I am now sitting next to two men who are electricians. They are used to making twice what I am but this is what unemployment gave them. A job answering phones is so relevant to your electrical career.

(no subject)
dftba by DAYLIGHT ICONS
lavenderflames
Nothing much to report here. Work has been work. One girl quit and our stats dropped and we got scolded big time. I try very hard to be a positive and helpful force for the team. I help the newbies, help fight the scoldings for the people who've been there, and am always trying to correct policies to make things better for us and for the customers. Even so I feel like things are fading and changing and people are depressed.

Fandom-wise I've been a mess over Doctor Who. Series 5 ended too soon!!!

I watched Eclipse. Whoa train wreck. And Dakota had such a small part.

I'm enjoying the little things in life. Sunshine, fresh laundry, kitties washing their paws, fresh fruit and veggies, cheap clearance t-shirts, and warm comfy beds.

Shopping trip to the outlets with Sarah tomorrow! I'm excited for the Gap outlet. Maybe I will find cheap jeans or a skirt. It's been very cold in Oregon for July. I am still able to wear my cableknit sweaters in the morning.

Debt Free is the Way to be
dftba by DAYLIGHT ICONS
lavenderflames
Finalized the bankruptcy today. So happy. Now it's just awaiting discharge in a few weeks. Then I will be mostly debt free aside from my student loans.

Not that that in any way helps figure what I want to do with my life, but at least it will be one less thing to worry about.

Doctor Who is fantastic lately. So excited for the Christmas specials. Also, Deathly Hallows trailer is out. I didn't breathe through the entire two minute trailer the first time I watched it. And then did a dance of joy afterward as well. So fucking excited for that movie.

I am loathing my job tomorrow. While it is a new month I am not anxious to go in and deal with getting scolded for previous months stats. There's a small chance I didn't pass one thing and Jackass will flip out if that happens. Grrr Argh.

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